Authors: Dimitrios Kourtidis, Athanasios Mandilas, Eleftheria Panagiotidou, Maria Kyriakou

Title: Non-performing loans and banking indicators in Greece

Abstract

This study examines whether financial crisis influences banks’ loan portfolio and banks’ financial statements in Greece. Initially, the allowances of the financial institutes in Greece from 2008 to the third quarter of 2016 are considered, compared and contrasted, and then, a qualitative analysis of their loans is carried out for the same time period, which highlights the problem of non-performing loans. Furthermore, a comparative analysis among various indicators of efficiency, liquidity and capital adequacy of Greek banks for the considered time period is performed about the course of non-performing loans and as a result their connection is pointed out. The increase of non-performing loans negatively influenced banks’ efficiency, profitability, liquidity and capital adequacy.